Chamber Alliance Program (CAP) Offers
Chamber Members
Exclusive Access to Small Business Insurance Benefits Package
By Brad Phillips
Vice President, Marketing and Communications
Rogers-Lowell Area Chamber of Commerce 

The Rogers-Lowell Area Chamber of Commerce has joined with other state chambers
of commerce
to provide its members in good standing access to an exclusive insurance benefits
package for small businesses — the Chamber Alliance Program (CAP).  The program includes health insurance, group
term life and AD&D provided by QualChoice, voluntary life and disability by
Unum Provident, and dental coverage by Delta Dental. CAP enables Chamber
members to enjoy insurance benefits previously too costly for them to purchase
on their own.  The insurance benefits
package is approved by the Arkansas Department of Insurance and managed by a
Board of Directors that includes employer representatives who are members of
chambers of commerce statewide.  
CAP | Employer Benefits
CAP is available statewide only through participating chambers of commerce and
allows coverage for all employees.  In addition to being able
to provide employees with a more affordable insurance benefits package,
employers also protect themselves by minimizing future rate increases.  Based upon the company’s size (number of
employees), employers get choices on coverage plans offered.  Employers with two to nine employees get a
choice of two plans; 10-49 employees a choice of three plans; and 50-199
employees a choice of four plans.  In
addition to health, group term life and AD&D insurance, other product
offerings include voluntary life, long term care, group dental, short term/long
term disability and lump sum cancer.
CAP | Employee Benefits
Through CAP, employees have access to better health plan options (statewide
provider network) and potential premium savings, a better network of hospitals
and physicians, and better customer service. 
The program provides employees a choice of benefits plan designs depending
upon the number of employees that are employed by their employer.  Preventive healthcare, dental and vision as
well as well-child care are covered in full. 
A prescription drug program and maternity coverage are also provided and
Health Savings Accounts are available.
Learn More & Get A Quote
CAP offers employers exclusive packages at significant savings through Chamber
members who are local insurance agents and have gone through extensive training
qualifying them to offer CAP plans. 
Learn more and get a quote by either visiting RogersLowell.com/CAP-Insurance-Agents (business directory of local
member CAP insurance agents) or ArkansasCAP.org.  CAP includes a health plan by QualChoice,
which serves all of the hospitals in Northwest Arkansas including Mercy Health
Northwest Arkansas and Northwest Health System.